Best Free Splitwise Alternatives in 2026

The best free Splitwise alternative depends on what your group needs: Tricount for unrestricted everyday entries, Splid for offline trips, Splitser for recurring household bills, or Partly for a limited allowance of item-by-item AI receipt scans. Settle Up is another option if its free balance tracking covers your needs.

Compare the free plans

The table separates receipt photos from automatic scanning and marks features that the reviewed documentation does not establish. “Free” refers to the tracking plan, not every optional feature or payment service.

How we selected these alternatives

This guide is published by Partly. Our selections are editorial judgments based on the official product documentation checked on 3 October 2026, not an independent hands-on benchmark. We compare free limits, receipt handling, recurring bills, currencies and exports. Prices and features can change by country and platform; check the provider before switching.

Partly: item-by-item receipt sharing

Partly suits groups that want to assign individual receipt items rather than split every purchase equally. The free plan includes 5 AI receipt scans per month, 3 groups and 5 payment links per month. Review the extracted amounts before saving. The free plan includes 2 active recurring expenses per group; Premium raises the recurring allowance and offers advanced exports. Payment links open the recipient’s bank or payment app; Partly does not move the money itself.

Best fit: shared groceries or a restaurant receipt where each person bought different items. Limit: the free scan allowance is monthly, so regular scanning may require Premium. See how Partly works.

Tricount: a free option for everyday groups

Tricount advertises free expense sharing with no ads or daily expense cap. It supports unequal splits, multiple currencies, offline use and receipt photos. A stored photo is not the same as automatic item recognition. Best fit: a group that wants straightforward tracking without a daily entry limit. Tricount features.

Splid: trips with intermittent internet

Splid supports offline groups, optional online sync, more than 150 currencies and PDF or Excel summaries. You can start without creating an account. Best fit: a holiday group that wants a simple balance sheet and an export. Check the store for paid options before relying on a particular export. Splid.

Splitser: recurring household expenses

Splitser supports recurring expenses and multi-currency lists. Its support documentation describes the expense app as almost entirely free, with a separate transaction fee for supported payment requests. Best fit: housemates recording repeated bills. Tracking a debt and paying through a provider are different services. Splitser support.

Settle Up: shared balances with optional upgrades

Settle Up supports offline expense tracking and currency conversion. Receipt photos and recurring expenses are Premium features; core CSV export and paid Excel options are distinct. Best fit: groups that want a shared running balance and are willing to pay for recurring bills or receipt attachments. Settle Up and developer app listing.

Splitwise: a familiar baseline

If everyone already uses Splitwise, keeping a familiar group may be easier than migrating. Its current free plan allows 4 expense entries per day; Pro adds unlimited entries, receipt scanning and currency conversion. Recurring expenses and group spreadsheet exports are documented separately from Pro. Check the subscription price in your local store. Splitwise Pro, recurring expenses and exports.

Which alternative fits your group?

• Roommates: start with recurring bills, unequal rent shares and a clear record of who paid. Compare Splitser and Partly; check which recurring features require a subscription.
• Trips: Splid is a useful starting point for offline tracking; Tricount also supports multiple currencies and offline use. Agree on the settlement currency before the trip.
• Couples: choose the app both people will update. A simple running balance can be enough; an item scanner helps when only part of a shopping receipt is shared.

Moving a group from Splitwise

Export the old group spreadsheet first and save a copy. Agree on a cutover date, settle existing balances or enter agreed opening balances in the new app, then compare every person’s total. Do not enter both the historical expenses and the opening balances: that counts the debt twice. Tricount documents a Splitwise importer; do not assume another app accepts the same file.

Frequently asked questions

Is Splitwise free?

Yes. Its current free plan has a daily entry limit. Pro removes that limit and adds features such as receipt scanning. Your local store displays the subscription price.

Can I split expenses without a subscription?

Yes. Tricount, Splid, Splitser, Settle Up and Partly offer free ways to track shared expenses. Their optional features and limits differ; the table is a starting point for checking your group’s needs.

What is the best free Splitwise alternative for receipt scanning?

Partly includes 5 AI receipt scans per month on its free plan. That can cover occasional use; it is not unlimited free scanning. Check the extracted items and totals before sharing.

Try a real shared expense

Create one group, add one bill and have another member check the balance before moving all your records. Explore Partly’s bill splitting app or see the roommate workflow.